Online Banking

The payment intermediation service related to online banking payments is implemented by Paytrail Oyj (2122839-7) in cooperation with Finnish banks and credit institutions. From the user's point of view, the service works just like traditional online payment.

Payments by Visa, Visa Electron, MasterCard or American Express

If you want to pay with Visa, Visa Electron, American Express or MasterCard, Sobat Oy only acts as a marketer of products and services and also delivers the products to the buyer. Paytrail Oyj handles the transmission of payments and is responsible for complaints.

Paytrail Oyj acts as the seller of the product for payments made with Visa, Visa Electron, American Express or MasterCard.


PayPal is an easy-to-use and secure international payment method popular with many consumers.

MobilePay, Pivo, Siirto

Our store uses comprehensive mobile payment systems. You can pay easily with a mobile payment that suits for you.

Apple Pay

Use Apple Pay to make purchases with Safari on your iPhone, iPad or Mac. You can skip long payment forms and pay with a simple touch.


Pay easily using cryptocurrency. Bitpay contains several different cryptocurrencies, applications and wallets.


Jousto offers an invoicing option. You get a month's payment period for your purchase. When you pay with an invoice, you do not pay interest at all. Only a billing surcharge of € 2.90 is added to the invoice.

With OP Invoice, you can make purchases of up to 5,000 euros and pay them off interest-free within 45 days. An account management fee of €2.95 is added to the invoice. If you receive several invoices in the same month, you only pay one account management fee.

Paytrail Oyj

Innova 2

Lutakonaukio 7

40100 Jyväskylä

Phone: +358 600 41005

business ID: 2122839-7